Disclaimers

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Registration & Affiliations
Letchford Advisory is a trade name owned by Jeff Letchford and registered to conduct business through Designed Securities Ltd. (“Designed”). Designed is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF). Designed is committed to protecting client privacy and personal information. You can review the firm’s privacy and cyber security policies here and its complaint policy here.

Separation of Entities
Jeff Letchford is a Portfolio Manager and is also licensed to sell insurance. Securities-related services are offered through Designed. Insurance products and services are offered separately through activities as a licensed life and A&S insurance agent with a Managing General Agency (MGA). Letchford Advisory and Jeff Letchford Insurance Agent are separate legal entities, and the entity represented will depend on the business being conducted.

Information Disclaimer
The information on this website is provided for informational purposes only. It is not intended to provide investment, financial, legal, tax or accounting advice. Nothing on this site should be construed as a recommendation or an offer to buy or sell securities or other products. Applicability of any statement will vary depending on individual circumstances. Jeff Letchford and Designed are not registered in all jurisdictions and may not be able to transact business with all individuals accessing this website. Please consult qualified professionals regarding your personal circumstances.

Third-Party Content
Opinions expressed are those of the writer and do not necessarily reflect those of Designed Securities Ltd. Information has been obtained from sources believed reliable; however, no guarantee is made as to its accuracy or completeness. Links to third-party websites are provided as a convenience only. Neither Jeff Letchford nor Designed endorse or assume responsibility for third-party content, products, or services. Financial calculators or resources provided are illustrative only, and we do not warrant their accuracy or completeness.

Investment Risk Disclosure
Investing involves risk, including the potential loss of principal and limited liquidity. Investment values can fluctuate significantly, and investments are generally best suited to a long-term horizon. Risks and individual risk tolerance should be evaluated before making investment decisions.

Leverage Risk Disclosure
Borrowing to invest (leverage) involves higher risk than investing with cash alone. If borrowed funds are used to purchase securities, you remain responsible for repaying the loan and interest, even if the value of your investment declines.

Mutual Fund Disclosure
Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Please read the prospectus carefully before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.