Letchford Advisory (“LA”) is an independent Portfolio Manager offering asset management and wealth management services to individuals, families, business owners and corporations. Through our association with Designed Securities Ltd. ("Designed"), the sponsor of our securities registration, we have access to a broad range of securities, investment platforms and account types and services.
Dealer
Designed Securities Ltd. is an independent investment dealer headquartered in Toronto, Ontario, Canada. Designed is guided by principles of independence, customization and technological innovation. The company empowers independent financial advisors by providing the freedom and flexibility to access and utilize the investments, systems and services they require to serve their clients effectively, resulting in an unbiased environment without conflicting agendas.
Designed is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF).
Wealth Management
Each client is unique. Wealth management encompasses client needs beyond portfolio management. We provide advice, guidance and strategy execution in the following subject areas:
- Tax Planning: strategies to reduce & minimize the current and future overall tax burden.
- Retirement: planning and actions today to ensure a financially secure future.
- Debt Optimization: assessing and optimizing debt structure and terms, as well as strategies to reduce debt.
- Risk Management: insurance and other strategies to protect oneself and others.
- Estate Planning: preparing for an orderly and desired future transfer of wealth to heirs.
- Cash Flow Management: evaluating and optimizing monthly cash flow.
- Leverage: increasing the size of one's investment portfolio and amplifying returns by borrowing-to-invest.
Affiliations
Back office services are provided through Aviso Wealth ("Aviso"), a leading Canadian financial services carrying broker serving most credit unions in Canada as well as a range of independent financial organizations. Aviso administers approximately $150 billion in assets and is backed by the collective strength of its owners: Desjardins, Co-operators/CUMIS and the Credit Union Centrals. Aviso offers a full suite of investment, insurance and wealth services platforms and services.
The Canadian Investment Regulatory Organization is the national self-regulatory organization that oversees all investment dealers, mutual fund dealers and trading activity on Canada’s debt and equity marketplaces. CIRO is committed to the protection of investors, providing efficient and consistent regulation, and building Canadians’ trust in financial regulation and the people managing their investments.
The Canadian Investor Protection Fund ("CIPF") provides limited protection for property held by a member firm on behalf of an eligible client, if the member firm becomes insolvent. CIPF coverage is custodial in nature - it doesn't provide protection against any other type of risk or loss. If you have an account with a member firm, and that firm becomes insolvent, CIPF works to ensure any property being held for you by the firm at that time is returned to you within certain limits.